Our Financial Planning Process

Discover how we guide clients through a structured financial planning process, providing independent advice and long-term planning aligned with your goals and personal circumstances.

Reybridge Capital’s structured financial planning process is designed to provide clear, independent advice tailored to their personal circumstances and long-term goals

  • Client and adviser in a face to face meeting, reflecting personalised financial planning and ongoing advice across Wiltshire, the South West and London

    Step 1 - Initial Discovery Meeting

    Our relationship begins with an initial discovery meeting designed to understand your financial circumstances, priorities and long-term goals.

    This conversation helps us explore what matters most to you, your future ambitions and any financial challenges you may currently face. We will also explain how our financial planning process works and whether independent financial advice from Reybridge Capital may be appropriate for your situation.

    This meeting is complimentary and without obligation and we encourage both partners to attend where relevant.

  • Financial planning documents and laptop on a desk, representing structured financial planning and advice across Wiltshire, the South West and London

    Step 2 - Information Gathering & Financial Review

    Once we have agreed to work together, we will begin gathering detailed information about your financial position.

    This typically includes reviewing existing investments, pensions, protection policies and other financial arrangements. Where appropriate, we can liaise directly with your current providers to obtain accurate information.

    We will also assess your attitude to investment risk and capacity for loss using structured risk-profiling tools, so that any recommendations are aligned with your personal circumstances and long-term objectives.

  • Professionals collaborating in a modern office, representing strategic financial planning and advice across Wiltshire, the South West and London

    Step 3 - Financial Planning Strategy

    Following our analysis, we will prepare a personalised financial planning report outlining our recommendations.

    This report provides a clear overview of your current financial position and sets out strategies designed to support your long-term financial goals. Where appropriate, this may include lifetime cashflow modelling to illustrate how your financial plan could evolve over time.

    Our aim is to provide a clear and structured financial plan to support confident financial decision-making.

  • Professional reviewing financial information at a desk, representing personalised financial planning across Wiltshire, the South West and London

    Step 4 - Implementation of your Plan

    Once you are comfortable with the recommendations, we will support you with implementing your financial plan.

    This may involve arranging new investments, pensions or protection policies, as well as consolidating existing arrangements where appropriate. We will guide you through the implementation process, with actions carried out in line with the agreed strategy.

    Our role is to support the implementation of the agreed recommendations, helping translate them into practical steps aligned with your long-term financial objectives.

  • Open book and coffee on a table, representing financial insights and thought leadership across Wiltshire, the South West and London

    Step 5 - Ongoing Financial Planning & Reviews

    Financial planning is an ongoing process rather than a one-off event.

    For clients who choose our ongoing advice service, we will meet periodically to review your financial plan and seek to ensure it continues to reflect your circumstances, goals and priorities.

    These reviews allow us to discuss any changes in your personal or financial situation and make adjustments where appropriate, helping you remain on track towards your long-term financial objectives.

  • The Financial Conduct Authority does not regulate Cashflow Modelling

  • Any subsequent meetings are subject to potential charges

  • "A most refreshing experience. We have been treated with the greatest of respect in a professional manner that certainly exceeded our expectations. "

    —Keith

  • "I now feel far more confident about my long-term financial plans and wouldn’t hesitate to recommend Reybridge Capital to anyone looking for high-quality, professional financial advice."

    —Chris

  • "I’ve been thoroughly impressed with the service from Reybridge Capital. Adam took the time to understand our goals and provided clear, tailored advice around our investments and retirement planning. "

    —Darren

  • "We have been delighted with the support Adam has given us since recently engaging Reybridge Capital for our financial planning. His approach is impressively professional and thorough, always considering our personal needs and preferences alongside his experience and expertise."

    —Nicola

Start the Conversation

Financial advice begins with a discussion.

Arrange an initial meeting to explore your objectives and current arrangements.

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Frequently asked questions about our financial planning process

  • The first meeting is typically an introductory discussion designed to understand your financial situation, priorities and long-term goals.

    This usually involves:

    The initial meeting helps determine whether financial planning advice would be appropriate for your circumstances.

  • Yes. The initial discussion is complimentary and without obligation.

    This meeting provides an opportunity to:

    • discuss your financial goals and priorities

    • understand how the financial planning process works

    • explore whether working together would be appropriate

  • To develop an effective financial plan it is helpful to understand your overall financial position.

    This may include information about:

    The information gathered allows financial planning recommendations to be tailored to your circumstances.

  • The timeframe for financial planning can vary depending on individual circumstances and the complexity of your financial arrangements.

    The process typically involves:

    • an initial discovery meeting

    • gathering and reviewing financial information

    • developing a personalised financial plan

    • implementing agreed recommendations

    • ongoing reviews as circumstances evolve

  • Once a financial plan has been developed, the next step is to present the report to you and may involve implementing the agreed recommendations.

    This can include:

    Financial planning is usually an ongoing process that evolves as circumstances change.

  • Reybridge Capital provides independent financial planning for individuals, families, professionals and business owners seeking long-term financial clarity.

    Clients are typically based across:

    Meetings can be held in person or virtually depending on client preference.

  • The first step is an initial conversation to understand your financial situation, goals and priorities

    This initial discussion typically involves:

    • exploring your financial objectives and future plans

    • discussing your current financial position

    • explaining how the financial planning process works

    • determining whether working together would be appropriate

    If appropriate, a structured financial planning process can then begin to develop a personalised financial plan.

  • The cost of financial planning can vary depending on the complexity of your financial circumstances and the services required.

    Financial planning fees may involve:

    • an initial planning or advice fee

    • implementation costs where recommendations are put in place

    • an ongoing service fee for continued advice and reviews

    Full details of any fees are always explained clearly before any work is undertaken, ensuring you understand the costs involved.

Bath | Wiltshire | South West | London